Acquired Home Loans

Services

Home Loan Calculators

Calculate how much you can borrow, your repayments and more with our easy calculators!

Let's go!
Talk to an expert!

Let our experienced team members help you today. Simply call or email and we’ll be in touch with you shortly.

1300 400 500 Email

Consolidate Existing Debts

Loosely defined, it’s the act of combining several loans or debts – usually credit card debt – into one low payment. This can offer two big economic advantages: Lower interest rates and greater simplicity. Both are goals to work toward, and both are decidedly achievable. But how?

Here’s the short-term solution: Consider a debt consolidation loan. It can cut those numerous high-interest debts down to size into one low-interest loan with one fell swoop. But exactly who qualifies for a debt consolidation loan? Do you have to own a home or not? And what about equity…? There’s a little confusion. Let’s clear this up.

Debt Consolidation Loan Options
Consolidating several high-interest loans into one low, manageable payment can dramatically free up your cash. With the extra money you will have, you can feel free to pay more against the principal (and pay off debts earlier), or use the extra cash wisely in other areas where it’s needed.

The important thing is that you make a move to reduce your debt now. The more you wait, the more cash you stand to lose. But, which avenue to debt consolidation is right for you?

Luckily, there are a multitude of debt reduction options available. We’ll run through them for you, so you can decide which best fits your needs.

What you should know before trying to consolidate debt
You’re both worried that your debt is too high, and you’ve decided to do something about it. That’s good. Debt consolidation may save you both time and money. Your next move depends on your own personal financial situation.

Define your goal: lower payment, or faster payoff.
The idea behind debt consolidation is a simple one: several higher-interest debts into a single, lower-interest debt. This can benefit you in two different ways. First, with a lower interest rate, you may be able to lower your monthly interest payments so you have more of your hard-earned cash available for other important needs. Alternatively, a lower interest rate could allow you to apply the interest savings to the principal loan – and pay off the debt faster.

At Acquired Home Loans it's all about choice. Your own bank can only offer you one choice. At Acquired Home Loans we offer you over 200 products from various banks and lending institutions in one simple meeting, saving you time and frustration.

Pre-Approval
Having a pre-approval from Acquired Home Loans gives you the confidence of knowing exactly how much you can afford to spend and how much it will cost. To find out more about home loan pre-approval, contact us today!

Your professional home loans consultant can put together and restructure a strategy that will best suit you. Call us today on 1300 400 500 or send us an email.

“My brother and I purchased an investment property from Acquired Properties after being recommended by a friend. Their research, customer service and professionalism made the process simple and easy. We wouldn’t hesitate buying through them again.”

Justin Furno
"Initially I was unsure of how to build a property investment portfolio, however Acquired Properties were helpful, approachable and listened to my concerns; explaining everything in simple terms. I knew I couldn’t do it by myself so I’m thankful that I chose Acquired Properties to help me through the process."

Evon Kong
“Acquired Properties made a great impression with their expertise and knowledge of property investment. Their industry knowledge and professionalism are just some of the reasons why I chose them to help expand, and look after my property portfolio. I can now look forward to the future knowing that Acquired are with me every step of the way.”

Paola Astudillo
"I highly recommend Acquired Properties for all your investment needs. They are true professionals with outstanding business acumen and integrity.”

Richard Narria

Don’t miss out on the latest news, tips and advice!

Tell us what you would like to know more about?

        

Connect with us on Social Media!

Keep up to date with us

Home Loans • Wealth Management • Financial Planning Adelaide • Finance Lending Services
Website designed and developed by Creative Pod Pty Ltd